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Network: Superior National
Group Number: 039317
Read below for detailed information about this benefit:
Eligibility
Employees who are eligible to enroll in vision insurance include 1) full-time employees and 2) part-time employees* who are non-probationary (administrators and support staff) or Associate Continuing Contract (faculty).
Full-time employees can enroll their eligible dependents onto the vision coverage. Eligible dependents include their legal spouse and children (biological, step, legally adopted, by virtue of legal guardianship, eligible because of a court order). Dependent children are eligible to remain covered through the end of the calendar year in which they turned 25 as long as they meet all of the below criteria:
Eligibility – Child Ages 19 – 25
In order to maintain eligibility for vision insurance past the calendar year of their 19th birthday, a child must meet the following requirements: 1) has not reached the end of the calendar year in which they turned 25, 2) is a full-time student**, 3) is unmarried, 4) lives primarily with you (unless temporarily away at school), and 5) you provide over 50% support OR 1) before age 19, is mentally or physically disabled, 2) is dependent upon you for a majority of their support, and 3) is incapable of self-sustaining employment by reason of their mental or physical disability
**A "Full-time Student" is someone who enrolls during each of at least five months during the taxable year for what is considered a full-time course of study at an ongoing educational organization.
*Excludes part-time athletic coaches, Specialized Professional Services (SPS) employees, and student employees.
Coverage Information
2023 Premium (Cost)
The following rates are for the 2023 Plan Year.
FULL-TIME EMPLOYEE PREMIUM
Basic Plan
Coverage Full Monthly Premium Employee Share of Monthly Premium Employee Per Pay Period Deduction Employer Share of Monthly Premium Single $4.57 $ - $ - $4.57 Two Person $8.67 $ - $ - $8.67 Family $12.74 $ - $ - $12.74 Premium Plan
Coverage Full Monthly Premium Employee Share of Monthly Premium Employee Per Pay Period Deduction Employer Share of Monthly Premium Single $10.35 $5.78 $2.89 $4.57 Two Person $19.63 $10.96 $5.48 $8.67 Family $28.85 $16.11 $8.06 $12.74
PART-TIME EMPLOYEE PREMIUM
Basic Plan
Coverage Full Monthly Premium Employee Share of Monthly Premium Employee Per Pay Period Deduction Employer Share of Monthly Premium Employee Only $4.57 $4.57 $2.28 $ - Premium Plan
Coverage Full Monthly Premium Employee Share of Monthly Premium Employee Per Pay Period Deduction Employer Share of Monthly Premium Employee Only $10.35 $10.35 $5.18 $ -
If an employee does not have sufficient pay on their paycheck to cover payroll-deducted benefits premium payments, invoicing is used to collect any missed payments. An employee could have insufficient pay due to situations such as an unpaid leave of absence or not having scheduled work in a pay period. Check out the LCC Employee Benefits Invoicing webpage for more details.
2024 Premium (Cost)
The following rates are for the 2024 Plan Year.
FULL-TIME EMPLOYEE PREMIUM
Basic Plan
Coverage Full Monthly Premium Employee Share of Monthly Premium Employee Per Pay Period Deduction Employer Share of Monthly Premium Single $4.30 $ - $ - $4.30 Two Person $8.15 $ - $ - $8.15 Family $11.72 $ - $ - $11.72 Premium Plan
Coverage Full Monthly Premium Employee Share of Monthly Premium Employee Per Pay Period Deduction Employer Share of Monthly Premium Single $9.73 $5.43 $2.72 $4.30 Two Person $18.45 $10.30 $5.15 $8.15 Family $27.12 $15.40 $7.70 $11.72
PART-TIME EMPLOYEE PREMIUM
Basic Plan
Coverage Full Monthly Premium Employee Share of Monthly Premium Employee Per Pay Period Deduction Employer Share of Monthly Premium Employee Only $4.30 $4.30 $2.15 $ - Premium Plan
Coverage Full Monthly Premium Employee Share of Monthly Premium Employee Per Pay Period Deduction Employer Share of Monthly Premium Employee Only $9.73 $9.73 $4.87 $ -
If an employee does not have sufficient pay on their paycheck to cover payroll-deducted benefits premium payments, invoicing is used to collect any missed payments. An employee could have insufficient pay due to situations such as an unpaid leave of absence or not having scheduled work in a pay period. Check out the LCC Employee Benefits Invoicing webpage for more details.
Policy Certificate
My Coverage Resources and Forms
Superior Vision Member ID Card
Upon initial enrollment, Superior Vision will mail your physical member cards to your home address on file with Human Resources.
Superior Vision Account Portal
You can easily locate an in-network eye care professional, view your benefits and eligibility, print your ID card, download forms, and much more by creating an account through the Superior Vision website.
Superior Vision Mobile App
Once you have activated your Superior Vision online account, access your account information and Superior Vision resources through their mobile app.
Finding In-Network Providers
Locate in-network providers through the Superior Vision Provider Locator. Providers within the Superior National network have agreed to offer discounts on all services. By using a network provider, you will be able to reduce your out-of-pocket expenses for vision services.
PDF FileFinding In-Network Providers
Don't see your provider listed as a participating "in-network" provider? You can nominate your provider to join the Superior National network through your account portal. All nomination requests are handled by the Superior Vision Provider Relations Department.
In-Network Online Retailers
You can utilize your vision benefits at your convenience from your home or on the go through Superior Vision's in-network online retailers.
Out-of-Network Reimbursement Form
Superior Vision does provide some out-of-network coverage to enrollees. If you receive applicable services from an out-of-network provider, submit the Member Reimbursement Claim Form along with your invoice to Superior Vision. You can submit the form either by mail or through your online Superior Vision account portal.
LASIK Benefits
Superior Vision coverage offers discounts on LASIK surgery through QualSight.
Hearing Benefits
Superior Vision coverage offers free hearing exams as well as discounts on hearing aids through their Hearing Health Care Program.
Options If You Lose Job-Based Insurance
If an employee loses their job-based insurance, there are different options to continue or find new insurance:
Benefits Enrollment & Changes
When and how can I enroll in and make changes to my eligible benefits?
Health Insurance Marketplace
Check out information about the Marketplace, especially if you are not eligible for coverage through LCC.
Questions?
Contact your HR Benefits Team at LCC-HR-Benefits@star.lcc.edu
Contact Human Resources
Phone: 517-483-1870
Fax: 517-483-1883
Monday - Friday:
8:00 a.m. - 5:00 p.m.
Administration Building
Suite 103 & 106
610 North Capitol Avenue
Lansing, MI 48933